With staking, you receive rewards for validating transactions on a Proof of Stake blockchain; cryptocurrencies are not lent out and remain fully in your possession. Crypto is sent to a node to obtain consensus and verify transactions, for which a reward is issued. Here, the main risk is price fluctuation, meaning the value of the crypto could decrease during the time it is activated for staking. Both staking and Earn are ways to earn passive income.
In Earn, your cryptocurrencies are lent to third parties to generate profit. These parties have been thoroughly vetted and are continuously monitored by us. The profit resulting from lending is distributed as a reward for making your cryptocurrencies available. However, this comes with higher risks, as there is a chance that these third parties may engage in fraud, go bankrupt, or be hacked. So, be careful not to invest more than you can afford to lose.